LIC AAO Selection Procedure
Selection Procedure: Selection will be made on the basis of performance in the on-line test followed by a personal interview of short listed candidates and subsequent Pre-Recruitment Medical Examination.
1. Online Test: On-line test will be of objective type, multiple choice of two hours duration comprising of the following:
a. Reasoning Ability
b. Quantitative Aptitude
c. General Knowledge, Current Affairs
d. Computer Knowledge
e. English Language with Special emphasis on Grammar, Vocabulary and Comprehension.
Penalty for Wrong Answers:
i. There will be a penalty for wrong answers marked in the Objective Tests. For each question for which a wrong answer has been given by the candidate, one fourth (1/4 ) of the marks assigned to that question will be deducted as penalty to arrive at corrected score. If a question is left blank, i.e. no answer is marked by the candidate; there will be no penalty for that question.
ii. Candidate must pass in each paper separately and also obtain minimum marks in the aggregate of the two papers to qualify for the interview. The minimum marks to be obtained in each paper and in the aggregate shall be decided by LIC of India.
iii. The marks obtained by the candidate in each paper and in the aggregate shall be arrived at after deduction of the marks for wrong answers.
iv. Appearing in the online examination or mere pass in the online examination shall not vest any right in a candidate to be called for Personal Interview.

LIC AAO Exam Pattern: Life Insurance Corporation of India (LIC) is the largest Life Insurance Company in India having 2048 Branches and 109 Divisional Offices. Life Insurance Corporation of India (LIC) has issued notification for the recruitment of 200 Posts of Assistant Administrative Officer (AAO). The details of Exam Pattern are mentioned below….
Online Test: On-line test will be of objective type, multiple choice of two hours duration comprising of the following:
Section          QuestionsNumber of QuestionsMarksTime (Hrs)
1Reasoning Ability Test3090120 Minutes (2 Hours)
2Numerical Ability Test3090
3General Knowledge Test, Current Affairs Test3060
4Computer Knowledge Test3060
5English Language Test with Special emphasis on Grammar, Vocabulary and Comprehension40-



Reasoning Ability

Verbal Reasoning: 

Alphabet test
Mathematical Operation test
Ranking and time sequence
Causes and effects
Blood relations
Analytic reasoning
Direction sense test
Input output
Test Series
Odd one out
Sitting arrangement
Statement and arguments
Statement and action’s courses
Assertion and reasoning
Passage and conclusions
Figure Series
Decision making and conclusions
Statement and assumptions
Word formation.

Non- Verbal Reasoning :

Figure series test
Odd figures


Numerical Ability 

Number system
HCF & LCM Simplifications
Ratio and proportions
Average & Ages Ratio & Proportion
Number series
Problems based on numbers
Approximation Wrong Number
Decimal fractions
Square root and cube root
Profit and loss
Simple interest and compound interest
Data tables
Time and work
Time and distance
Pie charts
Bar graphs
Line graphs
Permutation and combination
Mixed graphs


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Spotting the errors
Phrase substitution
Fill in the blank
Idioms & Phrases
Choosing the appropriate filler
Double blanks in a sentence
Ordering of sentences or jumbled up sentences
Synonyms & antonyms
Reconstruction of sentence & passage
Commonly misspelled words
One word substitution
Vocabulary means homonyms, synonyms, antonyms,sentence completion, word formation.
topic comprehension means deriving conclusion, theme detection, passage completion.
the topic rearrangement of passage, spelling, sentence and the topic grammar means set of rules active passive voice, indirect direct speech.
the topic general usage means phrases and idioms.
Sentence Improvement
Spotting Error Questions
One Word Substitution
Sentence Completion Etc


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  • Computer hardware parts and controls
  • Basic computer terminology
  • Basic internet knowledge and protocols
  • Number System
  • History of Computer
  • Network basics (LAN & WAN)
  • Computer abbreviation
  • Security Tools , Virus , Hacking
  • Software names and usages (Microsoft Office)
  • And Computer Shortcut


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GK & Current Affairs

This section covers questions from various sections like new appointments, recent sports developments, national and international news, awards and honors, new schemes etc.
General knowledge will be covered from topics like country-capital-currency-head, dance forms , famous places, dams, nuclear and thermal power stations etc. Also Insurance awareness questions will be asked.


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Tips for cracking each section


Reasoning is a test of observing our mental and problem solving ability. Reasoning is not like numerical skill where you learn some formula and solve question by applying that formula.Understand the question before solving it. Don’t take much time for single question.You have to be very careful while answering these questions.Practice similar questions from previous model papers or previous year’s exam papers are the key to do well in this section.The most important questions from this section are on the topics such as Seating Arrangements, Syllogism, Coding-Decoding, Directions, Blood Relations, Analogy, Classification, Series problems, Missing Characters, Odd Man out, Ranking Test, Data sufficiency, Assumptions and Directions. Non-Verbal is the toughest of all.
Which questions you have to attempt first –
It’s better to attempt first those questions on which you are very confident and you can attempt in a minimum time.Please do not start with Seating Arrangement/ Puzzle type’s questions because once you stuck in these questions, you will lose your valuable time.

Numerical Ability

This section contains the basic mathematical questions. Before exercising such questions, it is better to go through the basic mathematical formulae and learn some short cuts to solve the questions in lesser time. In this section, the questions act as Calculation Instruments. This section is extremely scoring and the right understanding of the problem can help the aspirants to sail through this section. The most important questions from this section are on the topics such as Number Systems, Fractions, Ratio and Proportion, Time & Work, Percentage, Profit & Loss, Problems on Ages,Simple Interest & Compound Interest, Average, Time & Distance, Mensuration, Partnership and Data Interpretation.
Data Analysis and Interpretation contains Pie charts, Bar Diagrams and graphs. It is one of the time consuming concept.So it’s better to do at least five questions of this type a day to speed up your calculations.
Don’t try guesses in this section,Speed up your calculation and Learn Square up to 30 and multiplication tables up to 20 are some key points to score well in this section.

General English:

This is the section where many aspirants are not able to score minimum cut off marks. As you all read English books, chat with your friends in English and of course watch English movies. But you cannot get score good marks in English section. Most of the students face difficulty in this section. This is a test principally to determine candidate’s ability to remember main ideas and significant details. The most important questions from this section are on the topics such as Grammar, Comprehension, Error Correction, Vocabulary and Synonyms & Antonyms.

    Read English newspapers daily.
    Improve your vocabulary by knowing 10 new words everyday along with its Synonyms and Antonyms.
    Watch good English news channels.
    Can refer the book ‘Wren n Martin’.

General Awareness + Computer:

 This section acquires more importance because this is the only section which can be attempted quickly and at the same time, very high marks can be scored in this section. The most important questions from this section are on the topics such as Banking Knowledge,Current Affairs, Oscar Awards, Organizations and Headquarters, Important Days, Famous Persons and their Roles, Award Winners, Books and Authors Games and Cups and Abbreviations.The most important questions for Computer Knowledge are on the topics such as Computer History, Computers-Generations, Internet, Founders and Inventors, MS Office (MS Word, MS Excel, MS PPT, and MS Outlook), Operating System, Computer Hardware & Software and Abbreviations for Computer terms, Storage Devices,Computer organization & Microprocessor, Latest changes in Technology, Data Base Management Systems and Computer Networks.

Apart from this study material, few tips:

    Listen and read National news on daily basis.
    Go through the General Awareness books such as Competition Master, Competition Success Review or Pratiyogita Darpan on monthly basis.
    Study the last budget passed by the Central Government.
    Aware of all changes around the world 6-7 months before the date of the Exam.
    Daily interaction with computer will give you guys an additional advantage while attempting the questions of Professional Knowledge Section.

Some Key Points to crack this Exam:

    Keep Practicing – Practice as much as you can do for sections such as Data Interpretation and Reasoning as it will take time to solve questions of these sections. You have to be quick in solving mathematical calculations.
    Get the detailed information about the syllabus – There will be two papers, first is Objective type test and second is Descriptive type test. You need to have a look at the sections and their topics of both these papers so that you can start your preparation well
    Focus on each section – The selection process is based on the score of your exam in each section. Keep in mind that you have to clear the cut off marks of each of the sections.
    Get an idea of questions from previous year’s papers – Practice from previous year’s question papers will give a clear idea about the difficulty level of questions and pattern of question paper.
    Last time Revisions – After you have finished your course, go for one more reading. This will help you in memorizing the facts properly. It will be better if you prepare short notes as well. This helps in revision at a later stage when time is less.

Time Management Tips Are As Follows

Practice with Stopwatch on your side: For any aspiring LIC AAO candidate it is a must to keep a stopwatch by their side while preparing. Apart from the tenacity of the questions, what matters is that of the allotted time for solving those questions. One needs to practice so well in the paper so that he/she can answer most number of questions that too keeping the accuracy factor in mind. This also helps you to improve your time and boosts your confidence just before the examination.
Skip Questions that are troubling much: There are 160 questions in each of the paper, and if at any point it is felt by the candidate that a certain question is troubling them much, they should immediately move away from that particular question and try and solve other known ones. Rather than sticking to any particular question, it is advisable to move along.
Go through Practice sets and Mock Question Papers: Mock question papers and practice sets can help the candidates to prepare for the examination effectively. By solving these sets you could have an idea of how many questions you are solving on the given time and try to improve that by applying and innovating newer techniques for solving problems through constant practice.
Do not go for everything: You certainly didn’t want to get in trap of ‘getting everything’ under your belt. Thus, you should set a target for yourself while you are preparing for any paper and decide how many questions you are going to attempt with accuracy to be on top of anything. You should keep an eye on quality of your answers rather than the quantity as doing this you could also avoid negative markings which can take down your chances of getting through. 

LIC AAO 2015 Exam Preparation Tips:

Time Table: Candidates have to make time table for LIC AAO Preparation. Time should be made as candidate’s ability.
Study Material:Check the latest syllabus and exam pattern. LIC AAO paper always follow updated pattern. Candidates can prepare with book, reference book (guide), previous paper, Notes etc.
Preparation:Candidates always concentrate on exam preparation and study regularly with books and keep maintain notes for last time preparation. 
Believe in Yourself: Always believe in yourself and think about your aim to would be succeeded in the LIC AAO Exam. Try to don’t lose the self confidence.

Stress Management: Always keep your mind cool and stress free. Proper rest your mind after long study. Students should also listen sometime sweet music songs after long time study.

Time Management: Time Management is most important for LIC AAO Exam.  Candidate’s gives proper time to study with books and other study materials like previous year papers, Notes, magazines etc.

Make Hand Notes: Regularly make notes for LIC AAO Exam, so Candidates can easily understand and revise the previous topics.

Know your Strength and Weakness: Candidates should check their weakness and work hard to remove their weak point in study. Mange time to solve the hard and easy topics in your LIC AAO syllabus.

Be Positive: Candidates should make positive thinking about the exam and their future result. Don’t be afraid the exam paper.

Take Advice to Expert: Candidates if you feel confused in any topic & question then to you should take an advice to your expert/teacher. Don’t waste time to solve these types of question.

You must dedicate 4- 5 hours of daily preparation and rather than making time schedule, you should list down the topics you should prepare per day. Little things like these tips will make your ride smoother:

Eat Light – Start your day with a light breakfast like cereal and fruit. Avoid greasy food to spare yourself the lethargy and drowsiness that they induce. Eating light will make your body feel lighter, letting you focus better

Short Study Hours, Strong Focus – If you cannot study for long hours, it is much better to sit for short hours, but with dedication! Promise yourself you’ll study well for those two hours.
Take Regular Breaks – It’s always better to give yourself a break after every hour or two, than cramming everything nonstop. Give your mind time to soak it all in

Take Time Out for Yourself – Constant studying makes your mind bored and unresponsive. So take time out to pamper yourself and let yourself unwind. A calm body and mind are the most receptive
Unwind – When you are on a timeout, unwind with a fun, creative activity! Simple things like cooking, painting, or even a walk in the park are good ways to let your hair down. You could even rock out to your favorite music.

Exercise – Take regular walks, go for runs or go gymming! Any kind of physical workout is a good break, for both your body and mind.

Set Targets – Set achievable targets for yourself, like studying 4 comprehensive topics in an hour, or 7-8 small topics in an hour. This will boost your speed as your mind will not feel over taxed.

Learn and Revise on the Go – Get your hands on a good book for your LIC AAO preparations. This will let you touch up whenever you have the free time, or just feel the need

Use Flashcards – This is another great tool that will let you revise anytime, anywhere and with ease! Make flashcards of important dates, event and keywords to keep your memory fresh.

Get Ample Sleep – I cannot stress the importance of sleeping enough! Make sure you are well rested so that your body doesn’t decide to rest at a time you need it the most!

Simple things like these will let you prep better for the LIC AAO! Some other simple things you should note is making sure you have your id and admit card, and carrying some snack and water to the exam venue.

Last Minute Tips

Don’t Overburden Yourself: It is important not to overburden yourself while preparing hard for the examination. There should be set hours for study for the candidates and there should be equal share of light hearted entertainment and physical outings necessary along with the studies. A healthy mind and body can become very important for your success and thus the candidates need to make their routine perfectly in tandem with the situation.

Keep a stopwatch by your side: If you are still wondering how you would manage your time and solve all the 150 questions that you need to solve in the four hour time period, the only option you are left with is to keep a stopwatch by your side and practice regularly.

Spot your weak areas: It is very easy to go along well with your strong areas, but it is the best time to work on your weaker areas and give it your best shot. Try and point out all the major areas you are stumbling and try to remove the blockings through constant practice and able guidance.

Device your own methods and techniques: This is one such practice which allows the candidates to solve questions in innumerably less time and boost confidence in the candidates. They could take suggestions from the coaching classes or take inputs from the mock question papers or guidebooks from which they prepare. Finding a pattern for any question could turn out to be gold for the candidates.

Make your own boundaries: You cannot possibly answer each and every question correctly in the given time and thus you need to limit your lines. This could help the candidates immensely in the time of giving the examination and make it possible for them to make a count on their chances for getting through.

Sharpen your weapons: You need to make sure you keep your admit cards, necessary stationary equipment ready for the examination and get ready to go for the examination.

Prepare yourself mentally: The examinations are mental game and you need to be psychologically strong in order to succeed in any examination. You need to feel assured of yourself and believe in yourself that whatever preparations you have gone through could sail you through to the next round. This confidence alone could ease your way while going for the examination.

Keep your eyes open for anything new: A good listener and observer can always benefit from whatever is around them. The candidates need to be aware of the ongoing events in their surroundings and be active mentally and physically to stay fit. They should look for new words, sentence formation structures and passages that appear in newspapers, magazines and journals which could help them in the English Language paper. Along with this they should go through internet surfing to find out resources and online material available for helping them in the examinations.



Leesa Soren said...

Thanks a lot sir for dis post...its very helpfull but sir plz give a time table for dis prepairation

kalyani balla said...

sir please explain is there any negative marking in english,In notification 1/4th of the marks will be deducted as penalty to arrive at corrected scores. but, there is not assigned any marks in english then how will be deducted in english marks.